From the way it sounds, I doubt you would need the insurance as long as you don't build anything that people actually use or that can fall down and hurt someone. I'd ask your insurance agent though. If you do decide to get the liability insurance, be very specific with what you actually do. My first quote for product liability was over $13,000 a year! I told them I was a small fab shop and they lumped me in with all welding including that on nuclear power stations and gas lines. Once I explained that just made railings and furniture and such it came down to about $1200 a year. A lot more than I'd like to pay, but a whole lot less then $13,000.
Please post what you find out, I'm curious what your insurance agent would say about art and liabilities.
From the way it sounds, I
From the way it sounds, I doubt you would need the insurance as long as you don't build anything that people actually use or that can fall down and hurt someone. I'd ask your insurance agent though. If you do decide to get the liability insurance, be very specific with what you actually do. My first quote for product liability was over $13,000 a year! I told them I was a small fab shop and they lumped me in with all welding including that on nuclear power stations and gas lines. Once I explained that just made railings and furniture and such it came down to about $1200 a year. A lot more than I'd like to pay, but a whole lot less then $13,000.
Please post what you find out, I'm curious what your insurance agent would say about art and liabilities.
Jake